(Inspired by Gabor Mate’s book: When the Body Says No: The Cost of Hidden Stress) Learning to listen to your intuition in money matters, matters. Have you ever agreed to something that felt wrong in your gut, only to regret it later? Maybe it was spending more than you intended, investing in something you didn’t …
Good advice has always been about helping people make wise choices. But in the age of behavioural finance, there’s a new layer to consider: how we help people make those choices. Enter the concept of “nudging.” A nudge is a subtle prompt designed to steer someone toward a better decision, without removing their freedom to …
Financial planning, like therapy or coaching, isn’t just about solving a problem. It’s about holding a safe space where real change can happen. That space might be a spreadsheet, a conversation, or a long-term plan, but for the work to go deep and stick, it must feel grounded, steady, and secure. As clinical psychologist Jonathan …
Most of us like to think we’re being practical with our money. We weigh up the risks, run the numbers, and avoid decisions that feel too uncertain. But here’s a thought: what if what we call “practical” is sometimes just fear in disguise? It’s easy to equate safety with staying put. Leaving your money in …
Real financial planning goes far beyond spreadsheets, securities and stocks. It’s about connecting money to life. And sometimes, the most important questions aren’t just “Can we afford it?”, but, “Is this the right decision for our lives right now?” In a recent conversation with clients, a seemingly simple question was raised: “Can we afford to …
Let’s be honest, when most people hear the words “compliance” or “safeguarding,” they don’t exactly light up with excitement. These terms might sound like they belong in boardrooms or legal documents, far removed from the day-to-day decisions you’re making about your financial future. But here’s the truth: they matter more than you might think. In …